You can choose one of the 5 private health insurance plans with international coverage, with one of the following coverage packages:
Together with our partners from AXA International Group, one of the most important insurance providers worldwide, we have created a product that will enable you to have access to the best international clinics and hospitals.
The MediHelp International Plan insurance offers access to a network of more than 1.4 million private clinics worldwide which are partners of AXA Global Health, a member company of AXA International Group.
Your insurance cover can incorporate:
This insurance covers both companies, and individuals (under 70 years old). The payment system is flexible - it can be either monthly, quarterly, biannually or annually.
The private health insurance with international coverage offered by MediHelp, guarantees its members access to premium healthcare services all over the world.
For any inquries, a dedicated person will be available to provide you with any information you might need and as soon as you need it.
The insurance costs can vary, depending on the benefits package chosen: from 2 euros/day to 7 euro/day for medical services covering costs up to and between 500.000-1.200.000 euro, available only in Europe, and from 3 euro/day to 40 euro/day for medical services costing up to and between 1.500.000-3.000.000 euro, which are available worldwide..
Private health insurance premiums are tax deductible for up to 400 euros/year.
Now you can relax knowing your healthcare is in safe hands, leaving you free to enjoy life to the full. We have the perfect solution for all your healthcare needs!
(The limits are applied per insurance year unless mentioned otherwise in the present insurance conditions or in the insurance Policy)
Overall maximum limit
500,000 Euros
1,200,000 Euros
1,500,000 Euros
2,000,000 Euros
3,000,000 Euros
Area of Coverage
Europe
Europe
Worldwide Excluding USA/ Worldwide
Worldwide Excluding USA/ Worldwide
Worldwide Excluding USA/ Worldwide
INPATIENT & DAYCARE
Info
1
Hospital Costs (including accommodation)
In Full
In Full
In Full
In Full
In Full
2
Parent Accommodation
In Full
In Full
In Full
In Full
In Full
3
Theatre Fees
30,000 Euros
In Full
In Full
In Full
In Full
4
ICU/HDU (intensive care/ high dependency unit)
In Full
In Full
In Full
In Full
In Full
5
Specialist Fees
In Full
In Full
In Full
In Full
In Full
We will pay for the surgeon, anesthetist and assistant's fees both in surgery and immediately before or after surgery, on the same day. We will pay for surgeon's consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay (such as being admitted for pneumonia).
6
Laboratory investigations, X-Rays and other diagnostics tests
In Full
In Full
In Full
In Full
In Full
7
Physio/Chiro/ Osteo/ Complementary therapists/ dietician and speech therapy
In Full
In Full
In Full
In Full
In Full
8
Chronic conditions
1,000 Euros
1,000 Euros
In Full
In Full
In Full
9
Rehabilitation
NA
2,000 Euros
In Full up to 30 days for each condition
In Full up to 30 days for each condition
In Full up to 30 days for each condition
10
Psychiatry
NA
NA
NA
In Full (up to 30 days)
In Full (up to 60 days)
11
Prosthesis
In Full
In Full
In Full
In Full
In Full
12
Durable medical equipment
NA
NA
2,500 Euros
2,500 Euros
2,500 Euros
13
Palliative Care
NA
NA
5,000 Euros
10,000 Euros
20,000 Euros
14
Home Nursing
1,000 Euros
5,000 Euros
In Full (up to 30 days after hospitali-sation)
In Full (up to 30 days after hospitali-sation)
In Full (up to 30 days after hospitali-sation)
We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.
15
Hospitalization Cash benefit
100 Euros up to 10 days
100 Euros up to 10 days
100 Euros per night
120 Euros per night
150 Euros per night
16
Congenital and hereditary conditions
In Full (only up to 60 days after birth)
In Full (only up to 60 days after birth)
In Full (only up to 90 days after birth)
In Full (only up to 90 days after birth)
In Full (only up to 90 days after birth)
We will pay for the treatment of congenital and/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth whether diagnosed at the time or not. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family. After the specified days, the newborn will be subject to underwriting.
17
Cover Outside of Area of Coverage
30,000 Euros up to 30 days
30,000 Euros up to 30 days
50,000 Euros
50,000 Euros
50,000 Euros
OUTPATIENT
Info
18
Outpatient Surgery
NA
In Full
In Full
In Full
In Full
19
General Practitioner & Specialist Fees
NA
1,000 Euros
NA
5,000 Euros
In Full
20
Drugs and Dressings
NA
Within 1,000 Euro limit mentioned above
NA
Within 5,000 Euro limit mentioned above
In Full
21
Laboratory investigations, X-Rays and other diagnostics tests
NA
2,000 Euros
NA
Within 5,000 Euro limit mentioned above
In Full
22
Physiotherapy
NA
1,800 Euros
NA
Within 5,000 Euro limit mentioned above
In Full
23
Consultations with therapists & complementary therapists
NA
NA
NA
Within 5,000 Euro limit mentioned above
In Full
24
Chronic conditions
1,000 Euros (within in-patient limit)
1,000 Euros (within in-patient limit)
NA
Within 5,000 Euro limit mentioned above
In Full
25
Speech therapy
NA
NA
NA
Within 5,000 Euro limit mentioned above
In Full
26
Psychiatric treatment
NA
NA
NA
Up to 20 visits included within the above limit of 5,000 Euros
Up to 30 visits included within the above limit
27
Emergency Out-Patient treatment
500 Euros
12,000 Euros
In Full
In Full
In Full
FURTHER BENEFITS
Info
28
Cancer treatment
In Full (only in-patient)
In Full (in-patient) and 12,000 Euros (out-patient)
In Full
In Full
In Full
29
Transplant Services
250,000 Euros/ Lifetime (Organ Transplant)
25,000 Euros (Tissue Transplant)
250,000 Euros/ Lifetime (Organ Transplant)
25,000 Euros (Tissue Transplant)
In Full (in-patient)
20,000 Euros (out-patient)
In Full (in-patient)
30,000 Euros (out-patient)
In Full (in-patient)
45,000 Euros (out-patient)
Treatment for and in relation to life-sustaining in case of transplant of human organs, tissues and cells, including but not limited to kidney, pancreas, liver, heart, lung, bone marrow, cornea, or heart and lung, in respect of the insured person as a recipient. The transplant will be carried out in internationally accredited institutions by accredited surgeons and where the organ, tissue or cell procurement is in accordance with World Health Organisation (WHO) guidelines. Where your policy includes donor expenses, we will only pay for hospitalisation medical costs associated with the donor as an in-patient or day-patient when services are rendered in a network facility and where the donation does not lead to the loss of the donor’s life and the donating of organs, tissues or cells are removed in the same network facility where the transplant occurs. Costs associated for the donor search or procurement of the organs, tissues or cells are excluded. Cover includes the cost of anti-rejection medication (immunotherapy). The specific type and length of treatment will be determined by the type of transplant and underlying medical condition.
30
Advanced imaging
In Full
In Full
In Full
In Full
In Full
31
Maternity Care
NA
Optional (Companies only) 2,500 Euros and 20% co-pay
3,000 Euros
7,500 Euros
10,000 Euros
Maternity costs incurred after the initial 12 months of continuous membership (from the effective start date) will be eligible for consideration. The coverage includes hospital charges, obstetrician and midwife fees for normal childbirth, pre-natal care and post-natal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for termination of pregnancy, other than miscarriage, ectopic pregnancy and still birth. We will pay for Elective C-sections and Childbirth at home.
32
Maternity Cash Benefit
NA
NA
300 Euros per night
300 Euros per night
350 Euros per night
Maternity Cash Benefit is only available after the initial 12 months of continuous membership (from the effective start date). We will pay a cash benefit for each night you spend in a hospital during childbirth where you are not charged for your admission (ie: at a public hospital). This takes the place of Hospital Cash Benefit.
33
Complications of pregnancy
NA
NA
In Full
In Full
In Full
Maternity costs incurred after the initial 12 months of continuous membership (from the effective start date) will be eligible for consideration. We will pay for the costs of a Medically Necessary Caesarian Section arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and/or baby is under threat.
34
Newborn care
NA
Optional (Companies only) 37,500 Euros
10,000 Euros
25,000 Euros
100,000 Euros
35
Accidental dental
NA
NA
NA
500 Euros
1,000 Euros
36
HIV/ AIDS
50,000 Euros/lifetime
50,000 Euros/lifetime
50,000 Euros/lifetime
50,000 Euros/lifetime
50,000 Euros/lifetime
We will pay for medical treatment which arises from, or is in any way related to Human Immuno-Deficiency Virus (HIV) and/or HIV related illness, including Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) and any similar infections, illnesses, injuries or medical conditions arising from these conditions, however caused.
ASSISTANCE
Info
37
Local Ambulance services
In Full
In Full
In Full
In Full
In Full
38
Repatriation of Mortal Remains
NA
10,000 Euros
10,000 Euros
10,000 Euros
10,000 Euros
39
International Emergency Medical Evacuation (subject to Our approval)
NA
25,000 Euros
In Full
In Full
In Full
In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need. We will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country/country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person’s overnight accommodation up to EUR 50 each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.
PREVENTIVE
TREATMENT
Info
40
Health Screening
NA
Optional (100 Euros)
NA
500 Euros
750 Euros
41
Baby Wellness
NA
NA
NA
Within 500 Euro limit mentioned above
Within 750 Euro limit mentioned above
42
Vaccinations
NA
NA
NA
200 Euros
350 Euros
OPTIONAL PLAN
DENTAL
Info
1
Preventive
NA
NA
2,500 Euros
2,500 Euros
2,500 Euros
2
Routine and Restorative
NA
NA
Within 2,500 Euro limit mentioned above
Within 2,500 Euro limit mentioned above
Within 2,500 Euro limit mentioned above
3
Orthodontic
NA
NA
Within 2,500 Euro limit mentioned above
Within 2,500 Euro limit mentioned above
Within 2,500 Euro limit mentioned above
Note: NA means "Not Applicable"
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